This document provides a comprehensive FAQ section designed to assist employees in understanding the annual benefits election process. It addresses common questions and concerns, ensuring that employees are well-informed about their options and the steps involved in selecting their benefits for the upcoming year.

The annual benefits election period typically occurs from November 1 to November 15 each year. During this time, employees can review and select their benefits for the upcoming calendar year.

Employees can access the benefits enrollment portal by visiting www.companybenefits.com/enrollment. You will need your employee ID and password to log in.

During the annual benefits election period, employees can choose from a variety of benefits, including:

• Health insurance plans

• Dental and vision coverage

• Flexible spending accounts (FSA)

• Retirement savings plans

• Life and disability insurance

Generally, changes to your benefits can only be made during the annual election period. However, qualifying life events such as marriage, divorce, birth of a child, or loss of other coverage may allow you to make changes outside of this period. Please contact the HR department for more information on qualifying events.

If you have questions regarding your benefits, you can reach out to the HR department at hr@company.com or call the benefits hotline at (555) 123-4567. Additionally, you can schedule a one-on-one consultation with a benefits advisor during the enrollment period.

Benefits elected during the annual election period will take effect on January 1 of the following year. It is important to ensure that your selections are submitted by the deadline to avoid any gaps in coverage.

Detailed information about each benefit provider, including plan options and coverage details, can be found in the benefits guide available on the enrollment portal or by visiting the provider's website directly.

If you missed the enrollment deadline, you may not be able to make changes to your benefits until the next annual election period unless you experience a qualifying life event. Please contact HR for guidance on your options.

We hope this FAQ section helps clarify the annual benefits election process. For any additional questions or concerns, please do not hesitate to reach out to the HR department.